Manulife Health Insurance typically offers coverage for a wide range of medical expenses, helping individuals and families manage healthcare costs. The specific coverage provided can vary depending on the type of plan and options selected, but here are some common areas that Manulife Health Insurance may cover:
1. Hospitalization: Coverage for hospital stays, including room and board, nursing care, and other hospital services.
2. Medical Services: Coverage for doctor visits, specialist consultations, diagnostic tests, and outpatient procedures.
3. Prescription Drugs: Coverage for prescription medications prescribed by healthcare providers.
4. Dental Care: Coverage for routine dental exams, cleanings, fillings, and other dental procedures.
5. Vision Care: Coverage for eye exams, prescription eyeglasses or contact lenses, and sometimes even corrective eye surgery.
6. **Paramedical Services**: Coverage for services provided by allied health professionals such as physiotherapists, chiropractors, and massage therapists.
7. Medical Equipment and Supplies: Coverage for durable medical equipment, prosthetics, and other medical supplies as prescribed by a healthcare provider.
8. Travel Insurance: Some plans may include coverage for emergency medical expenses incurred while traveling outside of your home country.
9. Critical Illness Coverage: Manulife may offer critical illness insurance as part of their health insurance plans, providing a lump-sum payment if you're diagnosed with a covered critical illness.
10. Wellness Programs: Some plans may offer benefits or discounts for participating in wellness programs or initiatives aimed at promoting health and preventing illness.
It's important to review the specific details of your Manulife Health Insurance plan to understand what is covered, any exclusions or limitations, and how the coverage works. You can consult with a licensed insurance advisor to help you choose a plan that meets your needs and budget.
